New England Retirement & College Planning
MacMunn Financial Management
MacMunn Financial Management is a comprehensive financial services firm that helps Massachusetts’ soon-to-be and retired residents effectively plan and prepare for life’s greatest journey.
We understand that retirees face many important decisions that can affect their long-term financial success. Some of these decisions revolve around making investments that will help create a hedge against outliving their income, the impact of inflation, taxation, and rising healthcare costs. As the majority of our clients are retirees with similar concerns, we’ve had the opportunity to gain the skills and experience necessary to provide the help and insight you need when planning for your future.
It’s Time To Get On Track
The Retirement Income Framework
At MacMunn Financial Management, we understand that each individual’s financial journey is different, which is why our experienced team is dedicated to providing personalized guidance and expertise to help you achieve financial security and peace of mind. Explore our range of services designed to empower you to make informed decisions and navigate your financial future with confidence.
Income Planning
Look beyond uncertainty as you prepare for retirement. It’s not about the amount of assets you have, but rather how you’re going to turn those assets into income. Learn more about how our team can help you plan for income in retirement.
Investment Planning
A unique approach that redefines the way assets are managed. We’ll help you discover an optimal balance between market exposure and income and principal security, reducing market dependence and making income and principal protection the priority. Learn more on our services page.
Tax Protection
How much in taxes do you want to pay in retirement? If you own any qualified accounts such as 401(k)s or IRAs, you are already heading toward a substantial tax bill coming due once you start using those retirement accounts for income. Let MacMunn Financial Management help you protect your retirement income.
Healthcare Planning
According to Fidelity Investments, the average 65-year-old male-female couple retiring in 2019 will spend an estimated $285,000 on healthcare costs over the rest of their lives. We will work to help you navigate this growing segment so you can retire with confidence.
Legacy Planning
Who will make decisions for you if you can’t? If you don’t have a clear legacy plan in place, you’re leaving your family to sort through confusion, delays, and possibly costly legal battles during an already difficult time. Plan ahead with someone who cares about the legacy you leave behind.
College Planning
Paying for college can feel overwhelming, but it doesn’t have to be. If you have college-bound kids and no clear plan to pay for it, you’re already on track for potential financial stress when tuition bills start rolling in.
Retirement Resources
Download Our Complimentary Guide
The Bucket Strategy Guide
Protect Your Retirement From Recession
A retirement strategy is all about affording the lifestyle you want in your later years. For most of your life, you worked hard to save for your retirement as best you could. But now, it’s about turning those savings into an actionable plan that affords you the lifestyle you planned for as safely and efficiently as possible. You’re likely faced with these questions: What do you want your retirement to look like, and how much income do you need each year to make it happen?