Through our retirement planning process, we will review your current income situation and show you your potential income in retirement. We’ll work with you to create a sustainable income that will last for your life. We’ll help you understand your Social Security options and maximize the benefits for your situation. If you have a pension, we will guide you through the options available and help you make the right choice. We’ll help prepare you for other considerations such as a premature death of a spouse, inflation, or taxation.

Investing can seem straightforward, but it’s often more challenging in reality. We recognize that your retirement goals are unique and provide comprehensive investment strategies to help you find opportunities that match your financial objectives. Our portfolio optimization strategy consists of a sophisticated approach to asset allocation designed to balance the risks, returns, and correlations of an investment. We deliver customized, strategic investment plans with ongoing support, empowering you to invest confidently and live comfortably.

Taxes are one of the single largest expenses we have, yet we spend so little time considering ways we can keep Uncle Sam out of our pockets. At MacMunn Financial Management, we take an integrated approach to financial planning, one that includes tax minimization strategies, and we have the right professionals to help. Every financial move you make has tax implications, so having a comprehensive retirement plan with tax-smart investment strategies is vital. Remember, it’s not only what you make but what you keep!

Choosing the best Medicare Plan that fits your needs can be a challenging task. Long-term care planning can help financially protect you and your family from unexpected medical issues that may arise as you age. You have many options to choose from, and our senior health insurance specialists are available to help you make a confident decision about the plan options that may be best for you.

We believe the fastest way to erode away your life’s work is to not have an estate plan in place. An estate plan shelters your assets and provides for your family in the event you are no longer around to provide for them yourself. By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, help control how the money is to be given, and minimize the taxes that are paid.

We help families navigate the college planning process to make higher education more affordable. By implementing smart financial strategies and 529 plans, we guide families toward increased savings, helping them optimize their financial aid eligibility and leverage tax benefits. Our approach helps families reduce college costs, secure substantial financial support, and avoid unnecessary debt. Over the years, we’ve helped hundreds of families pay for college without going broke. Our team is ready to assist you and your family.